Terms & Conditions

1. Acceptance of Terms

By accessing our website, mobile app, or applying for any financial services, you agree to these Terms and our Privacy Policy.

2. Eligibility

• Indian citizen above 18 years
• Valid KYC and income documents required
• Verifiable contact and address details
• Approval subject to internal verification

3. Services Offered

Credit Cards, Personal Loans, Business Loans, Home Loans, Auto Loans, Education Loans, Demat Accounts, Savings Accounts, Micro Loans, Group Loans, Private Funding and more.

4. User Obligations

• Provide accurate information
• Use services legally
• Repay loans on time
• Avoid misuse of content or technology

5. Charges & Fees

Processing fees, interest rates, penalties, and other charges will be clearly mentioned in your agreement.

6. Loan Approval & Disbursement

Loan approval depends on verification and creditworthiness. Disbursement usually takes 1–7 business days after approval.

7. Data Usage & Consent

Your data may be used for credit assessment, shared with financial partners, and used for communication related to services.

8. Limitation of Liability

We are not responsible for system outages, delays, third-party misuse, or rejected applications.

9. Intellectual Property

All branding, content, and technology belong to the company. Unauthorized use is prohibited.

10. Termination of Services

Services may be terminated for violations, fraud, or payment defaults.

11. Changes to Terms

Terms may change anytime. Continued use implies acceptance.